Motorcycle Insurance in Indiana

Choosing the right insurance policy to match your motorcycle investment is a huge decision you need to make. You want to select an insurance policy matching your lifestyle and needs. We offer motorcycle insurance here at CXE Insurance in New Albany, IN. Motorcycle insurance protects you if you get into an accident, are hurt, and your bike is damaged.

Motorcycle Insurance Requirements

Motorcycle insurance is required by law in Indiana. All motorcycle owners must insure their bikes with at least liability insurance. These are the minimum liability limits required by law:

  • Bodily injury for each person for $25,000
  • Bodily injury for each accident for $50,000
  • Property damage for $25,000

If you cause an accident resulting in injuries or property damage to your vehicle, liability insurance will protect you if the other party sues you.

Motorcycle Insurance Coverage

Motorcycle insurance covers the following:

  • Collision: If your motorcycle is damaged following a collision with another motorist, this will cover the damage needed to repair or replace your bike.
  • Comprehensive: If your motorcycle is damaged following theft, vandalism, fire, storms, or something else non-collision related, this will cover the damage needed to repair or replace your bike.
  • Customized parts: This covers customized parts you have installed on your bike, such as custom paintwork, chrome parts, etc., if they become damaged.
  • Uninsured/underinsured: This covers you if you are involved in an accident with another driver who doesn’t have insurance or enough insurance. This covers your lost wages, property damage, and medical expenses if the other driver causes the accident.


To obtain a motorcycle insurance quote, please call CXE Insurance today. We are located in New Albany, IN. Our goal is to help you find the best policy to fit in with your lifestyle that will protect your investment.